Mortgage Modifications Gaining in Popularity; Is Modifying Right For You?
Late last week, we reported that mortgage modifications hit a record in December. The troubling issue is that many of these modifications are from PRIME borrowers who are attempting to avoid foreclosure. We have heard all about the subprime mortgage crisis, but now it seems to be flowing into the prime borrowers. The initial problem [...]
What Will Inflation Do to Mortgage Rates?
Many of you know that there is a good chance that we will see inflation, possibly hyperinflation, in the near future. With the money supply eventually increasing in the United States, what exactly will this do to mortgage rates?
We are currently living in a very unusual time. For the majority of the 2000’s the United [...]
How to Increase Investment Returns
How to increase investment returns is a know how that almost everyone would like to master. Unfortunately, there is no sure fire way to increase investment returns. Some of the most successful investors in the past have increased their investment returns by doing in depth research on the past. If one knows what happened in [...]
How to Invest in Chick-Fil-A
How to Invest in Chick-Fil-A is something that many Americans ponder. Currently, Chick-Fil-A is not a publicly traded company. Therefore, there is not a direct way to invest in the “inventor of the chicken sandwich.” The only true way to invest directly in the Atlanta-based restaurant chain is to apply for a franchise.
An alternative to [...]
Useful Mortgage Articles
It’s Survival in the Citi
Foreclosed and Nowhere to Go? Stay Put
Bank Bailout Could Cost Up To $4 Trillion: Economists
“Mayhem”
First We Take Down Fannie Mae
Economic Stimulus Package: Homebuyer Credit Update
Cram Downs Approved by House
When Mortgage Fraud is Rewarded: Lessons from the Great Depression
Foreclosure Crisis Also Hitting Renters Hard
The Importance of Mortgage Life Insurance
The Universal Principle of Risk Management: Pooling and the Hedging of Risks – Yale, ECON 252, 2.2
This is synopsis two of two from lecture two of Dr. Shiller’s Yale ECON 252 course: Financial Markets. Go to the ECON 252 link to access all synopses to this point.
Correlation is important because it shows how closely related a group of data is. Correlation is illustrated as a number between -1 and 1. The [...]
Mortgage Modifications Hit Record in December; Should You Modify?
There were 122,000 mortgage modifications completed to avoid foreclosure in the month of December. A record 239,000 total modifications were negotiated. Regulators and lawmakers have criticized the mortgage industry for these modifications because many of these same mortgages are failing within six months of modification. Many think that these preventive measures have been too slow [...]
The Universal Principle of Risk Management: Pooling and the Hedging of Risks – Yale, ECON 252, 2.1
This is synopsis one of two from lecture two of Dr. Shiller’s Yale ECON 252 course: Financial Markets. Go to the ECON 252 link to access all synopses to this point.
Probability theory is extremely important with regards to insurance. The likelihood of an event happening is considered probability theory. The idea originated in the 1600’s [...]
Finance and Insurance as Powerful Forces in Our Economy and Society – Yale, ECON 252, 1.2
This is synopsis one of two from lecture two of Dr. Shiller’s Yale ECON 252 course: Financial Markets. Go to the ECON 252 link to access all synopses to this point.
The first synopsis of Finance and Insurance as Powerful Forces in Our Economy and Society is available for review by clicking the link. The second [...]
Long Island Housing Crisis – A solution By Joseph Fritz, Attorney at Law
Mr. Fritz is a practicing attorney for over 25 years and for 15 years was a mortgage broker in Suffolk County (1987-2002). The author is a reader and contributor to Subprime Blogger. If you are interested in contributing articles to Subprime Blogger, please contact us at jwojdylo@subprimeblogger.com
In Long Island we have the potential for an [...]