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	<title>Comments on: The Lazy Homeowner&#8217;s Way to Refinance</title>
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		<title>By: alex</title>
		<link>http://www.subprimeblogger.com/2008/12/28/the-lazy-homeowners-way-to-refinance/comment-page-1/#comment-4555</link>
		<dc:creator>alex</dc:creator>
		<pubDate>Fri, 01 May 2009 13:47:27 +0000</pubDate>
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		<description>Thanks for sharing. It is useful for me.</description>
		<content:encoded><![CDATA[<p>Thanks for sharing. It is useful for me.</p>
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		<title>By: Subprime Blogger &#187; Why Can&#8217;t I Get That Low Mortgage Rate Advertised?</title>
		<link>http://www.subprimeblogger.com/2008/12/28/the-lazy-homeowners-way-to-refinance/comment-page-1/#comment-640</link>
		<dc:creator>Subprime Blogger &#187; Why Can&#8217;t I Get That Low Mortgage Rate Advertised?</dc:creator>
		<pubDate>Mon, 05 Jan 2009 18:49:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.subprimeblogger.com/?p=739#comment-640</guid>
		<description>[...] The Lazy Homeowner&#8217;s Way to Refinance [...]</description>
		<content:encoded><![CDATA[<p>[...] The Lazy Homeowner&#8217;s Way to Refinance [...]</p>
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		<title>By: Wayde Mckelvy</title>
		<link>http://www.subprimeblogger.com/2008/12/28/the-lazy-homeowners-way-to-refinance/comment-page-1/#comment-518</link>
		<dc:creator>Wayde Mckelvy</dc:creator>
		<pubDate>Mon, 29 Dec 2008 08:00:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.subprimeblogger.com/?p=739#comment-518</guid>
		<description>You&#039;re right that many folks are going to grab the lower rates.  Whether folks are looking to refinance or get their first mortgage, the loans offered often have fine print that loan brokers will try to gloss over. Some loans will soar to much higher rates at the end of some period of time, 6 months, 12 months, 3 years. The average home buyer often thinks &quot;I&#039;ll worry about that when the time comes&quot; but that can be a costly oversight. Watch out for loans that are &quot;interest&quot; only and also those that include a balloon payment.</description>
		<content:encoded><![CDATA[<p>You&#8217;re right that many folks are going to grab the lower rates.  Whether folks are looking to refinance or get their first mortgage, the loans offered often have fine print that loan brokers will try to gloss over. Some loans will soar to much higher rates at the end of some period of time, 6 months, 12 months, 3 years. The average home buyer often thinks &#8220;I&#8217;ll worry about that when the time comes&#8221; but that can be a costly oversight. Watch out for loans that are &#8220;interest&#8221; only and also those that include a balloon payment.</p>
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		<title>By: The Lazy Homeowner’s Way to Refinance</title>
		<link>http://www.subprimeblogger.com/2008/12/28/the-lazy-homeowners-way-to-refinance/comment-page-1/#comment-513</link>
		<dc:creator>The Lazy Homeowner’s Way to Refinance</dc:creator>
		<pubDate>Mon, 29 Dec 2008 01:24:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.subprimeblogger.com/?p=739#comment-513</guid>
		<description>[...] Random Feed wrote an interesting post today onHere&#8217;s a quick excerptRefinancing is a top issue that is on many homeowners minds. The problem is that it takes a lot of time and effort to refinance one’s home at a rate they are comfortable with. Below are four ways the lazy homeowner can make refinancing an easier process. 1. Know your credit score - Before you pick up the phone or step foot in a mortgage lenders office, make sure that you have a ballpark figure of your credit score. If you have a strong score of 720 or higher, you will have greater say in w [...]</description>
		<content:encoded><![CDATA[<p>[...] Random Feed wrote an interesting post today onHere&#8217;s a quick excerptRefinancing is a top issue that is on many homeowners minds. The problem is that it takes a lot of time and effort to refinance one’s home at a rate they are comfortable with. Below are four ways the lazy homeowner can make refinancing an easier process. 1. Know your credit score &#8211; Before you pick up the phone or step foot in a mortgage lenders office, make sure that you have a ballpark figure of your credit score. If you have a strong score of 720 or higher, you will have greater say in w [...]</p>
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